Remark:
1) Please click here to view the Annualized Percentage Rate (APR) for Retail Purchase, APR for Cash Advance, Annual Membership Fee and other Fees and Charges.
2) The above APR is calculated according to the standard of Hong Kong Association of Banks and are rounded up/down to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. With respect to cash advances, the annualized percentage rate is arrived at by reference to the amount of the cash advance as well as to any related cash advance fees.
Reminders on Responsible Borrowing:
You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
You should repay any outstanding balance of retail purchases and/or cash advance on time to avoid late payment charges and additional overdue interest.
To borrow or not to borrow? Borrow only if you can repay!
Remark:
1) Please click here to view the Annualized Percentage Rate (APR) for Retail Purchase, APR for Cash Advance, Annual Membership Fee and other Fees and Charges.
2) The above APR is calculated according to the standard of Hong Kong Association of Banks and are rounded up/down to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. With respect to cash advances, the annualized percentage rate is arrived at by reference to the amount of the cash advance as well as to any related cash advance fees.
Reminders on Responsible Borrowing:
You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
You should repay any outstanding balance of retail purchases and/or cash advance on time to avoid late payment charges and additional overdue interest.
To borrow or not to borrow? Borrow only if you can repay!
Remark:
1) Please click here to view the Annualized Percentage Rate (APR) for Retail Purchase, APR for Cash Advance, Annual Membership Fee and other Fees and Charges.
2) The above APR is calculated according to the standard of Hong Kong Association of Banks and are rounded up/down to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. With respect to cash advances, the annualized percentage rate is arrived at by reference to the amount of the cash advance as well as to any related cash advance fees.
Reminders on Responsible Borrowing:
You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
You should repay any outstanding balance of retail purchases and/or cash advance on time to avoid late payment charges and additional overdue interest.
To borrow or not to borrow? Borrow only if you can repay!